Banking POA UAE — What Banks Require | E-Notary Dubai

Can Someone Else Operate My UAE Bank Account?

Yes — with a Banking Power of Attorney (وكالة مصرفية) notarized by a UAE Notary Public and accepted by your bank. Banks in the UAE are careful about who can operate accounts on behalf of others, and each bank has its own internal requirements beyond the basic legal requirements.

• →The POA must name the bank, account number or account holder, and type of operations authorized
• →The agent must be physically present at the bank to register the POA
• →Both the POA holder's and account holder's identification documents

What Do UAE Banks Typically Require?

• →Some banks may require an in-person verification step — our team will advise you on the exact bank requirements before you proceed
• →Depositing and withdrawing funds
• →Signing cheques

What Operations Can a Banking POA Cover?

• →Making local and international transfers
• →Operating fixed deposits and investment accounts
• →Correspondence with the bank

What Operations Usually Cannot Be Delegated?

• →Issuing bank guarantees (usually requires specific authorization)
• →Changing account signatories or ownership

Common Reasons Banks Reject Banking POAs

• →Closing the account permanently
• →Opening new accounts (unless specifically authorized)

Our Recommendation

• →Changing KYC or personal details
• →POA does not specifically name the bank or account